Kriptovalute, or cryptocurrencies, are digital or virtual currencies that use cryptography for security and operate on decentralized networks based on blockchain technology. They enable secure transactions without the need for a central authority or intermediaries, allowing users to send or receive payments directly. Cryptocurrencies can serve various functions, including as a medium of exchange, a store of value, or a unit of account. Popular examples include Bitcoin, Ethereum, and Litecoin. The decentralized nature of cryptocurrencies can provide benefits such as increased privacy and reduced transaction costs, but they also come with risks, including price volatility and regulatory scrutiny.
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